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Home Mortgages Serving Indiana, Kentucky, & Florida

We Create Homeownership

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MORTGAGE LOAN PROCESS

01

Connect with Loan Officer

The first step can be the hardest but you are so close. Contact us to get the process started and we will be with you through every step of the way.

02

Submit Loan Application

We will provide a list of everything needed in order to officially submit your loan application. Your dedicated loan officier will help guide you.

03

Purchase New Home/Refinance

Whether this is your first home or fifth home purchase, our number one goal is to get you into your new home no matter how long it takes. Let's connect.

Smith Broady and Associates - Your Trusted Mortgage Experts with Over 120 Years of Combined Home Loan & Refinancing Experience!

We’re a team of experts who’ve been helping people just like you with home loan needs since 2008, Yes, that’s right … Smith Broady and Associates was founded during the housing crisis of 2008! We are tough and always ready to battle for you, to ensure you get the best deal!

Why Pick Smith Broady and Associates?

Lots of Experience: We’ve been doing this for a really long time, so we know exactly what needs to be done to get you into a new home, refinance your current home or look at ways to use your home equity! Experience matters!!

Knowledge is Power: We want you to know all the ins and outs of buying a new home. Whether you’re buying for the first time or thinking about moving up, moving down, or investing, we’ve got the info you need.

Different Kinds of Loans: We have all sorts of loans to fit your needs – FHA, VA, USDA, conventional, asset utilization, and even something called DSCR. (We’re here to help you figure out what’s best for you. Give us your goal and we’ll build a plan to accomplish it.

Help with Down Payments: We get that buying a home can be pricey. That’s why we offer a couple of loan products to help with down payments. These are available to all buyers and have large home values too!

Ready to Start Your Home Journey?

If you’re thinking about buying a home or investing in real estate, you’re in the right place. Give us a call at 812-941-0926 or email [email protected] to get in touch with one of our mortgage loan officers.

What We Can Help You With:

We're Here to Help You Succeed!

Want to make your home dreams come true? Get in touch! You can call us or fill out a simple form online to get started. Our team is ready to help you reach your goals.

Smith Broady and Associates – We Create Homeownership!

Loan Resources Just For You.

Blemished Credit - Smith Broady & Associates can help

Blemished Credit?

Is your credit score lower than you would like? Or have you just not built up enough credit at all? Let's connect and talk through ways we can help you get your credit on track and buy a home!

Interest Rates

Contact Smith Broady & Associates for today's interest rates in Indiana, Kentucky and Florida. Rates change often, and if you have any questions, reach out anytime.

Loan Programs

Get educated about loan programs to determine the best fit for you! Here at Smith Broady & Associates we offer everything from Conventional Loans, FHA, USDA & VA Loans.

Current Interest Rates & Interest Rate Trends

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People Like Us. We Hope You Will Too!

5/5
"Definitely the best loan office I have dealt with!! Tim was absolutely amazing! Worked very hard to get my loan approved! Wouldn’t go anywhere else in the future! Thanks so much!"
Jason L.
"Very supportive and easy going with these people. I would highly recommend going through Smith Broady & Associates for getting a mortgage. They do almost ALL of the hassle work for you!”
Andrew L.
“Wonderful! They work diligently to make sure you understand the options and what to expect! If you are looking for a great group, you have found them ! I highly recommend Angela!"
Samantha H.
"Thank you so much Leslie! Uncertain of the loan process and the impact of COVID-19, Leslie was able to help us close on our home a week earlier than expected. Quick and efficient, she was a resource when needed and very knowledgeable. Leslie was a guide and help from start to finish. Big help! We highly recommend Leslie!"
Andrew R.
"Definitely the best loan office I have dealt with!! Tim was absolutely amazing! Worked very hard to get my loan approved! Wouldn’t go anywhere else in the future! Thanks so much!"
Eric S.
"This review is way overdue. If it was not for this team we would not have our home. They dealt with our constant phone calls and emails wanting to know where we were in underwriting. They kept us informed as information arrived and we're super friendly. Again thank you guys for being awesome and I highly recommend this team when you are looking for a new home or refinance."
Jonathan P.
"Buying a new home can be confusing and a bit intimidating, but Leslie and her amazing team we able to help us navigate the mortgage process painlessly."
Stacey I.
"Very quick, professional and caring about their customers needs! Leslie and Tonya are caring and go above and beyond to fill the needs of borrowers."
Luke C.
"Sonya and Lacey went above and beyond to help us purchase our house. We had some interesting days but they always took care of it in a timely fashion. Thank you all so much for everything you did so we could get our home we truly appreciate it."
Janice M.
"This is a family team!! They went the extra mile to make it happen for me!! I didn't fit into the typical cookie cutter situation being a small business owner. I have the best rates for my new beautiful home!! I CANT THANK YOU ALL ENOUGH!!"
Roselyn G.
"Sonya Broady went above and beyond to make our closing so simple and worry free. I highly recommend her for all your mortgage needs. I hand her cards out to all my friends."
Ruth H.
"The entire experience was awesome. Angie and the team could not have been any more helpful and supportive thru the process. Questions were answered immediately and I was made completely at ease with the lending process. I'd give 100 ⭐️ if I could."
Kevin B.
"I highly recommend Smith Broady & Associates, my loan advisor was Angela Ross and she went above and beyond to find the best options for me. We were in a crunch to make the closing happen at a certain time and she made sure it did!"
Herbie C.
"What an amazing team, Angie and the entire staff. You all went above and beyond for us. The professionalism, helpful, courteous, tireless working to help us get it done. We can not thank you all enough."
Gina C.
"Angie Ross was amazing ! She took excellent care of my wife and I during the whole process! We had 1000 twist and turns to get through and she guided us through with calming words and her beautiful smile. And the other office staff were equally awesome! Thank you again for such a wonderful experience."
Harvey B.
"Thank you Sonya, Lacey and Denise for working through the events required to close on Katie's home. I appreciate everyone’s professionalism and drive while dealing with us homebuying rookies. Have a great rest of your weekend and know the Alberts appreciate all you did for us….. Make it a great day!
Dave A.
"Sonya, Thank you so much for all your hard work in helping us get our new home. We love it so much here already, and we're so thankful for your welcome basket as well. It had all the essentials. We can't say enough kind things about our experience!"
Hailee G.
10/10. Friendly, informative, and beyond helpful team. Tim Handley is the bomb.
Alexis B.
Angie is absolutely awesome. She made this process so very smooth. She recommended an awesome realtor and communicated with me to a T. She also answered calls after hours and walked me through things that weren’t so easy to explain over text. Lacey was also awesome in cahoots with Angie! Angie still answers questions I have, and I look at her as a friend! I felt like I was the only person she was concerned about during the whole home buying process, and that’s priceless. 10/10 would recommend over and over!
Haley H.
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Kentucky & Florida
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