Loan Programs

Clean Slate Loans in Jeffersonville, IN

Indiana, Kentucky & Florida’s #1 Source For Your Mortgage Needs

Clean Slate Loans

Have you recently found yourself between a rock and a hard place … and ended up in a foreclosure, bankruptcy, short sales, deed-in-lieu (at least one year ago), or made a late mortgage payment within the past 12 months?!?

There still might be a way for you to finance that new home of your dreams, sooner rather than later. With Clean Slate, many of these items are overlooked (this isn’t the case with the standard loans products of conventional, FHA, VA, or USDA). A minimum credit score of 620 is required with this loan product.

The standard documents will be required by the lender:

  • W2 (past 2 years)
  • Taxes (past 2 years),
  • Driver’s license
  • Social security card
  • Bank statement (past 2 months)
  • Paystubs (past 30 days)

 

Typically, additional documents will be needed after the conditional loan approval.

If you’d like to discuss the Clean Slate loan product in a bit more detail, then give us a call at 812-941-0926 or fill out our online application to get started!

"Homes-the very idea of homeownership - evoke strong emotional reaction in all of us."

Spencer Rascoff